FINTRAIL enables a US-based capital lending firm to safely and compliantly expand into the UK market.

 

Context

FINTRAIL was engaged by a large US-based capital lending platform to help with their expansion into the UK market, including the development of AML policies and procedures and mapping of UK regulatory requirements and priorities. This included:

  • Updating the AML policy and procedures in line with UK regulations

  • Highlighting gaps in the current framework vis-a-vis market standards

  • Providing a roadmap of priorities for pilot and launch


Solution

  • FINTRAIL reviewed a collection of the client’s existing AML policies and procedures (including identification and verification requirements, alert handling procedures, document verification procedures, and managing fraud incidents) and suggested amendments to bring them in line with UK AML regulatory expectations.

  • FINTRAIL also developed the client’s UK onboarding and customer due diligence procedure to account for local regulatory and operational nuances. We held debriefing sessions with the stakeholders to explain the differences in the UK regulatory landscape and how to practically implement the requirements for pilot and launch.

  • This also included a regulatory mapping exercise highlight the key AML requirements in the UK and a documented roadmap of priorities to ensure the client is operational and compliant for launch.


Outcome

FINTRAIL provided the client with a roadmap of key activities and priorities to help implement our advice and execute their plans for bringing their product to launch in the UK.

FINTRAIL enabled the client to grow its business safely and compliantly and proceed with its market expansion, knowing that its policies and controls were aligned to local regulatory requirements, best practice, and operational considerations.


Why FINTRAIL?

FINTRAIL’s experts have deep knowledge of financial crime and sanctions regulatory requirements and expectations, across regulated and non-regulated businesses, in multiple jurisdictions and we help firms stay protected from the unique financial crime risks they face.

We regularly engage in complex compliance challenges facing financial businesses, and can provide clear, actionable recommendations for firms to fit the context of their different operating models, varying legal obligations and business practices when expanding to new markets.


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