FINTRAIL supports financial institutions with all elements of their financial crime transformation journey. Our experts can uplift individual anti-financial crime controls or redesign the entire target operating model and manage the implementation of new technology. FINTRAIL has broad experience supporting all elements of the financial crime framework, from customer due diligence, screening and monitoring to governance, oversight and the three lines of defence.
Enhancing anti-financial crime controls
We optimise your key control areas including KYC, screening, customer risk assessments, and transaction monitoring. We tailor our advice in line with your risk appetite, customer base, product offering and threat profile. We can provide design and implementation support, targeted assessments and gap analysis, and testing and quality control.
Anti-financial crime operating models
We help our clients to review, enhance or build their anti-financial crime operating models. We recognise that firms go through periods of growth, transition or remediation and need flexible target operating models aligned to their specific strategic goals. Outputs include practical frameworks, process diagrams and clear roadmaps, as well as ongoing support with business-as-usual activities.
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Enterprise and product risk assessments
We conduct both enterprise-wide risk assessments and targeted assessments of either specific products or risk areas (e.g. fraud risk). Using easy-to-understand and justifiable outputs, our proven methodology is designed to be easy to update and can be used for ongoing dynamic risk assessments. The outputs are user-friendly and are designed to facilitate practical risk-based decisions and mitigation measures.
Policies and procedures
We support everything from drafting brand new policies and procedures, to reviewing and assessing existing documentation to identify gaps and suggest enhancements. We ensure compliance with regulatory requirements while incorporating industry best practices and maintaining consistency across your policy framework.
Technology implementation
We advise on the design of in-house technological solutions and the purchase of third party tools. For the latter, we assess the current state of our clients’ programmes and their specific requirements, identify and engage with suitable third parties to understand their offering, conduct testing, provide advice on recommended options, and assist with integration. We also work in an advisory capacity with RegTechs, helping them to understand regulatory requirements and market needs.
