Robert Evans, Co-Founder, FINTRAIL

Financial sextortion is the fastest growing cybercrime targeting youth, with devastating consequences—resulting in at least 50 teen suicides globally since late 2021. This talk presents an international investigation into a cybercrime syndicate known as the Yahoo Boys, exposing how they exploit social media to lure, blackmail, and extort young victims. Attendees will gain critical insight into the methods, motivations, and global impact of this alarming trend—and what can be done to combat it. This talk offers essential insights for parents, financial institutions, tech companies, investigators, and law enforcement working to prevent and respond to this growing threat.

Paul Raffile, Cybercrime Researcher

The financial sector continues to innovate. From virtual IBANs to stablecoins and tokenised money, new financial innovations are reshaping how value is stored, transferred, and accessed globally. These developments promise greater speed, efficiency and inclusion, but can innovation have a dark side? As adoption grows, the focus turns to how risks can be identified, understood and managed to support long-term stability, trust and financial integrity.

This panel aims to unpack the benefits, the blind spots, and the practical decisions needed to innovate responsibly without restricting progress.

Ciara Aitchison, Managing Director, FINTRAIL (moderator)
Azrie Affendie, Financial Crime Program Manager, Blockchain.com
Lowri Chapman, Money Laundering Reporting Officer, UK, Bitpanda

Financial institutions accounted for the majority of sanctions breach reports submitted to the new Office of Trade Sanctions Implementation in its first year of existence, highlighting their responsibility to spot and report UK trade sanctions evasion. But what does this really mean in practice, and how can firms truly detect if their clients are involved in exporting or importing sanctioned goods? Can FIs really be expected to detect everything?

This panel seeks to set the bar on trade sanctions compliance.

Emil Dall, Principal Consultant - Head of Sanctions, FINTRAIL (moderator)
Orna-Edel Boland, Director of Anti-Financial Crime & UK MLRO, IFX Payments
Abigail Gries, Global MLRO, MarTrust
Anila Haleem, Sanctions Policy & Upstream Risk Lead, NatWest Group

Payments innovation is accelerating, along with the scale, complexity and velocity of financial crime risk.

In this fireside chat, we hear directly from a global payments leader on how financial crime frameworks must evolve to remain effective in an environment defined by rapid product change, global expansion and increasing regulatory scrutiny. The discussion will explore what “future-proofing” really means in practice, where traditional approaches are coming under strain, and how firms can design anti-financial crime frameworks that are resilient, scalable and fit for what comes next.

Robert Evans, Co-Founder, FINTRAIL (moderator)
Marc Fungard, Global Head of Financial Crime, Compliance, and Risk Oversight, Stripe

Financial crime risks are no longer limited to banks and traditional financial institutions. As technology platforms, marketplaces, social media companies, and digital service providers expand, industry leaders across these sectors are proactively strengthening their defenses and developing innovative approaches to keep users and ecosystems safe from fraud, sanctions evasion, and money laundering.

From improved detection of money laundering through streaming platforms to enhanced monitoring of in-game economies, marketplaces and peer-to-peer payment systems, industry experts are collaborating, investing in advanced analytics, and sharing best practices to stay ahead of emerging threats and keeping up to date with criminals which are innovating faster than ever.

This panel will highlight how financial crime risk management is evolving across these dynamic digital environments - and what regulated firms can learn from the successful strategies already being deployed.

Sara Abbasi, Principal Consultant, FINTRAIL (moderator)
Mario Madeddu, Head of Risk & Compliance (Mature Markets) | Chief Compliance Officer, Amazon
Emma Swift, Director, Trust and Safety Monetization Policy, TikTok

AI and automation are reshaping Anti-Financial Crime, but does the reality match the hype? There is little evidence that machines alone can solve financial crime. Bias, training gaps, and over-reliance on models make “trusting the algorithm” a dangerous game. People remain the cornerstone: applying judgement, context, and accountability where technology falls short.

At the same time, financial institutions continue to deploy a growing array of third-party tools, yet regulators increasingly call out weak oversight and ineffective governance. As firms face pressure to scale, they must find new skill sets and build hybrid teams that can bridge technology, analytical rigour, and regulatory expectations.

This session will debate what effective oversight of financial crime tools looks like, and how firms can harness the best of human and machine power to stay ahead of criminals.

Colin Darby, Managing Director - Regulatory Compliance, FINTRAIL (moderator)
Matthew Aspell, Head of Financial Crime, Product Compliance & Risk, Wise
Shannon Krishna, Head of Risk & Compliance (MLRO), Incard
Andy Mason, COO, NatWest Boxed & Mettle

Banking services for under-18s may seem low-risk, but criminals know better. A lack of financial education leads to teen accounts being exploited to launder funds linked to money-muling. Financially motivated sexual extortion ruins young people's lives.

This panel will expose the often-overlooked financial crime risks of teenage banking—and discuss how firms can prevent, detect, and respond.

Greg Wlodarczyk, Managing Director, Virtual Assets and New Payment Methods at FINTRAIL (moderator)
Matt Gilson, Lead Financial Crime Analyst, Financial Intelligence Unit, Monzo
Caitlin Jenkins-Watson, Manager, Child Sexual Abuse Threat Lead, UK National Crime Agency
Paddy O’Keefe, Economic Crime Public and Private Partners Manager, Virgin Money

Robert Evans, Co-Founder, FINTRAIL